Terms of Service
Last Updated: 16 February 2026
Agreement to Terms
By accessing or using the Calmantez website (calmantez.com) or participating in our educational workshops, you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use our website or services.
Description of Services
Calmantez provides educational workshops on basic accounting methods for small business owners in Paraguay. Our services include:
- Educational workshops delivered in Spanish and Guaraní
- Informational content about practical accounting methods
- Workshop registration and coordination services
- Educational materials and resources
Educational Nature of Services
Our workshops are educational in nature and are not intended as professional accounting, tax, or financial advice. We are not licensed accountants and do not provide:
- Tax preparation or filing services
- Official financial statement preparation
- Professional accounting consultation
- Legal or regulatory compliance advice
Participants should consult with licensed professionals for tax preparation, official financial reporting, and regulatory compliance matters.
Workshop Registration and Participation
Registration
When you register for a workshop, you agree to:
- Provide accurate and complete registration information
- Attend all scheduled sessions of the workshop program
- Respect other participants and instructors
- Follow workshop guidelines and instructions
Cancellation and Refunds
Workshop cancellation policies will be communicated during the registration process. If we cancel a workshop, registered participants will be notified and offered alternative dates or full refunds where applicable.
Participant Conduct
Participants are expected to maintain respectful behavior during workshops. We reserve the right to remove participants who engage in disruptive, disrespectful, or inappropriate conduct.
Intellectual Property
All content on the Calmantez website and in our workshop materials, including text, graphics, logos, and educational content, is the property of Calmantez and is protected by Paraguayan and international copyright laws.
You may not:
- Reproduce, distribute, or publicly display our content without permission
- Use our materials for commercial purposes
- Modify or create derivative works from our content
- Remove copyright or proprietary notices from materials
Workshop participants may use materials provided during workshops for their personal business purposes but may not redistribute or sell these materials.
User Responsibilities
When using our website or services, you agree to:
- Provide accurate information in all communications
- Maintain the security of any account credentials
- Not use our services for any illegal or unauthorized purpose
- Not interfere with or disrupt our website or services
- Not attempt to gain unauthorized access to our systems
Disclaimer of Warranties
Our educational services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:
- Our services will meet your specific requirements
- Our services will be uninterrupted or error-free
- The information provided will be accurate or complete
- Application of our methods will result in specific business outcomes
Limitation of Liability
To the fullest extent permitted by Paraguayan law, Calmantez shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:
- Use or inability to use our services
- Application of methods learned in workshops
- Business decisions made based on workshop content
- Errors or omissions in educational content
- Unauthorized access to or alteration of your data
Indemnification
You agree to indemnify and hold harmless Calmantez, its instructors, and partners from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these terms.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk and subject to their terms and conditions.
Privacy
Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
Modifications to Services
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We may also update workshop content, schedules, and formats as needed to improve educational quality.
Changes to Terms
We may update these Terms of Service periodically. Significant changes will be posted on our website with a new "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the updated terms.
Governing Law
These Terms of Service are governed by the laws of Paraguay. Any disputes arising from these terms or use of our services shall be subject to the exclusive jurisdiction of the courts of Paraguay.
Severability
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Contact Information
For questions about these Terms of Service, please contact us:
Calmantez
Eusebio Lillo Robles 1641 c
Asunción 001409, Paraguay
Email: info@calmantez.com
Phone: +595 21 662 930